As a responsible homeowner who is carrying the right homeowners insurance, you may not think twice about filing a homeowners insurance claim whenever an issue arises. However, there are some cases in which it does not pay to file a claim. Here’s what you need to know about the effects of filing a home insurance[…]
Dealing with a home break-in is every homeowners worst nightmare. Not only does a home burglary result in physical losses, but it can also result in a lost sense of security and emotional trauma. Oftentimes, victims of home invasions are so overwhelmed that they don’t know how to react. Here are the steps you should[…]
What Perils Does My Homeowners Insurance Protect Against?
By johnscottins Archive, Personal Oct 11, 2018
When you secure homeowners insurance, you will have several coverage options to choose from. One of the decisions that you will have to make involves the type of peril coverage you secure. What exactly are ‘perils’ and what can your policy do to protect against them? What is a Peril? A peril is anything that[…]
3 Ways that Your Personal Liability Insurance Has You Covered
By johnscottins Archive, Personal Oct 04, 2018
When you get homeowners insurance, your policy will offer you and the members of your household personal liability coverage. Here are three ways that your personal liability insurance will protect you. Asset Protection Your personal liability coverage is for both current and future assets. For instance, if you accidentally cause injury or damages to another[…]
As a homeowner, you know how important it is to have comprehensive homeowners insurance protections in place but what about high value home insurance. If the value of your home exceeds a certain amount, relying on a standard home insurance policy could leave you with gaps in your coverage. This is where high-value home insurance[…]