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Life insurance is there to protect those in your life that depend on you. Ask yourself, how would your family be doing without you?    This is especially important to think about with the upcoming holidays. Would they even be possible?    There are many reasons to have life insurance such as covering your mortgage,[…]

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How Does Umbrella Insurance Work Understanding the Basics for Michigan Residents - John Scott Insurance

Umbrella insurance acts as a crucial safety net, extending beyond the limits of standard liability policies. This type of coverage steps in when your basic auto, homeowners, or watercraft insurance reaches its limit, ensuring you’re protected against costly claims and lawsuits. It’s not just the policyholder who benefits—umbrella insurance covers other members of your household[…]

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Do You Really Need Life Insurance John Scott Insurance

Deciding if you need life insurance involves carefully considering your personal circumstances, especially if you’re a resident of Michigan. Factors like the local economy, health trends, and your stage of life (e.g., starting a family or nearing retirement) play a significant role. It’s crucial to weigh the potential benefits of coverage against the cost of[…]

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Have you ever considered getting an umbrella policy?    People with significant assets or savings are more at risk for being sued for extensive damages in the event of an accident. If you don’t have an umbrella policy you could lose everything and turn out bankrupt.    For example: A lawyer runs a red light[…]

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With the weather changing there are many things that need to be done before snowfall. This can become stressful and overwhelming if put off too long. Whether it be your car or home maintenance it is important to get started early.    Start today with these tips to clean up your home this fall and[…]

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