Your driving record is a window into your habits on the road, and in Michigan, it plays a significant role in determining your auto insurance premiums. With Michigan’s unique insurance regulations, even a small misstep can have an undesirable impact on your rates. Understanding how traffic violations and driving patterns influence your costs is essential[…]
How Your Driving Record Impacts Your Car Insurance Rates in Michigan
By johnscottins Auto Insurance, Car Insurance Nov 15, 2024
The importance of life insurance
By Contractors Insurance Agency Uncategorized Nov 07, 2024
Life insurance is there to protect those in your life that depend on you. Ask yourself, how would your family be doing without you? This is especially important to think about with the upcoming holidays. Would they even be possible? There are many reasons to have life insurance such as covering your mortgage,[…]
How Does Umbrella Insurance Work? Understanding the Basics for Michigan Residents
By johnscottins Umbrella Insurance Oct 25, 2024
Umbrella insurance acts as a crucial safety net, extending beyond the limits of standard liability policies. This type of coverage steps in when your basic auto, homeowners, or watercraft insurance reaches its limit, ensuring you’re protected against costly claims and lawsuits. It’s not just the policyholder who benefits—umbrella insurance covers other members of your household[…]
Deciding if you need life insurance involves carefully considering your personal circumstances, especially if you’re a resident of Michigan. Factors like the local economy, health trends, and your stage of life (e.g., starting a family or nearing retirement) play a significant role. It’s crucial to weigh the potential benefits of coverage against the cost of[…]
How covered are you?
By Contractors Insurance Agency Uncategorized Oct 03, 2024
Have you ever considered getting an umbrella policy? People with significant assets or savings are more at risk for being sued for extensive damages in the event of an accident. If you don’t have an umbrella policy you could lose everything and turn out bankrupt. For example: A lawyer runs a red light[…]