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How Does Umbrella Insurance Work Understanding the Basics for Michigan Residents - John Scott Insurance

Umbrella insurance acts as a crucial safety net, extending beyond the limits of standard liability policies. This type of coverage steps in when your basic auto, homeowners, or watercraft insurance reaches its limit, ensuring you’re protected against costly claims and lawsuits. It’s not just the policyholder who benefits—umbrella insurance covers other members of your household[…]

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Do You Really Need Life Insurance John Scott Insurance

Deciding if you need life insurance involves carefully considering your personal circumstances, especially if you’re a resident of Michigan. Factors like the local economy, health trends, and your stage of life (e.g., starting a family or nearing retirement) play a significant role. It’s crucial to weigh the potential benefits of coverage against the cost of[…]

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