Learn how keeping your new year’s resolutions can lower your insurance rates.
Many people make new year’s resolutions to facilitate their personal growth. However, have you ever considered how your resolutions might affect other aspects of your life? In fact, keeping certain resolutions can actually have positive influences on your personal insurance. Here’s how keeping your new year’s resolutions can lower your insurance rates.
Lose Weight and Save on Health Insurance
At the beginning of the new year, many people make it a goal to lose weight. While this resolution can help you squeeze back into your favorite jeans, it can also help you lower your health insurance rates. Because being overweight increases your chances of developing certain medical conditions, it can translate into higher health insurance premiums. However, as you drop your excess weight and become healthier, your health insurance premiums will become more affordable as well.
Quit Smoking and Save on Life Insurance
If one of your new year’s resolutions is to quit smoking, then it will improve your health and can keep more money in your bank account. Because smoking is so detrimental to your health, smokers tend to pay higher life insurance premiums than non-smokers. However, if you quit smoking and update your policy to reflect this fact, then you could save some serious money on your life insurance.
Go Green and Save on Auto Insurance
By commuting by foot, bike, or public transportation just one day a week, you could reduce your greenhouse gas emissions by up to 800 pounds by the end of the year. Additionally, the less you drive, the less risky you are to ensure. By reporting your amended driving habits to your auto insurer, you might see a reduction in your auto insurance premiums.
This is how keeping your new year’s resolutions can lower your insurance rates. Want to learn more about how you can save on your various insurance policies? Then don’t hesitate to contact the team at John Scott Insurance. Our dedicated team is always ready to assist you with your insurance needs.